California Benefits Dental Plan (CalBen) offers a Dental Health Maintenance Organization (DHMO) approach to dental care.
CalBen DHMO Highlights
- Available to Southern California employers with three or more employees
- Employers can choose from a variety of plans and co-payment schedules
- Provides the option of full coverage for routine preventive and diagnostic care
Employees go to a participating dentist of their choice and pay applicable co-payment
- No claim forms are required
- No deductibles or waiting periods
- No pre-existing condition limitation
- Out-of-area emergency care is covered
- The CalBen DHMO can be offered as a:
- Stand-alone plan
- Affordable alternative to a traditional dental plan
- Voluntary employee-pay-all plan
- Spanish-speaking customer service representatives are available
