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E-Z Choice is Sun Life Financial Employee Benefits Group's long term disability (LTD) product for small businesses of 2 to 9 enrolled employees. Employers can provide this highly valued benefit to help employees establish financial protection for themselves and their families. And with E-Z Choice, small employers can do it affordably.
NEW - LTD Plus for Extra Financial Support
We were the first in the industry to roll out LTD Plus, and now we're offering it to our E-Z Choice LTD customers. LTD Plus provides extra financial help to seriously disabled employees by retroactively paying LTD benefits to the first day of total disability.1
Benefit Highlights
- Benefit Amount - 60% of basic monthly earnings (Maximum $6,000/month)
- Elimination period - choice of 60, 90 or 180 days
- Benefit period - varies by industry and employee risk classification
- Guaranteed enrollment if employees enroll during initial eligibility period (minimum participation requirement applies)
Optional Benefits
- Employee Assistance Program provided by Harris, Rothenberg International
Additional Features
- 2-year rate guarantee
- Stand-alone or combined with E-Z Choice STD for an integrated plan
- Online claim status
- Rehabilitation and return-to-wellness program
- Partial disability benefits
- Survivor Benefits
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