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| Voluntary STD |
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With Voluntary Short Term Disability (STD), employers can give employees the opportunity to purchase coverage to protect their income in case a disability keeps them out of work. Voluntary STD is available stand-alone, or integrated with our Voluntary LTD coverage.
Benefit Highlights
- Rich plan designs: variety of available schedules, elimination periods, benefit durations, and income replacement levels
- Return-to-work incentives
- Partial Disability and Survivor benefits
- Employee buy-down options for % of earnings and flat-schedules
- Partial Disability benefits
- Survivor benefits
Optional Features
- Zero-Day residual
- First-Day hospital coverage
- Employer FICA match
Enrollment Services
- Assigned SLF Employee Benefits Group Account Manager
- Customized enrollment campaign plans
- Full-color enrollment packages
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Contact your local Sun Life Financial Employee Benefits Group Representative Today.
Group insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) under Policy Form Series 93P-LH and 98P-ADD in all states except New York. In New York, group insurance policies are underwritten by Sun Life Insurance and Annuity Company of New York (New York, NY) under Policy Form Series 93P-LH-NY, 06P-NYDBL, 02P-NYSTD and 98P-ADD-NY. Group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.)** (Wellesley Hills, MA) in all states under Policy Form Series GP-A and GP-D. Product offerings may not be available in all states and may vary depending on state laws and regulations.
** Formerly known as Genworth Life and Health Insurance Company.
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