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Tracing its history back to 1848, Lazard has long maintained a pre-eminent position in the world's financial marketplace. Lazard Asset Management LLC, an indirect subsidiary of Lazard Ltd., is known for its global perspective on investing and years of experience with global, regional, and domestic portfolios. With more than 170 investment professionals worldwide, we offer investors of all types an array of equity, fixed income, and alternative investment solutions from our network of local offices in seven different countries. Our team-based approach to portfolio management helps us to deliver robust and consistent performance over time, and strong client relationships allow us to understand how to employ our capabilities to our clients' advantage.
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Lazard Retirement Emerging Markets Portfolio
The portfolios listed contain different investments than similarly named mutual funds offered by the money manager. Investment results may be higher or lower. Stocks offer the potential for long-term gains but can be subject to short-term up and down price movements. Bond prices generally move in the opposite direction from interest rates. Thus, as the prices of bonds in a fund adjust to a rise in interest rates, a fund's share price may decline.
The investment objectives and policies of certain funds may be similar to those of other funds managed by the same investment advisor. No representation is made, and there can be no assurance given, that any fund's investment results will be comparable to the investment results of any other fund, including another fund with the same investment advisor or manager. The fund's investment results may be expected to differ and may be higher or lower than the investment results of such other fund. Differences in portfolio size, investment holdings, contract and fund expenses, and other factors are all expected to contribute to differences in fund performance.
SLPC 18504 (02/08) (Exp. 03/09)
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